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Washington Bancorp Reports Q3 2025 Charge-Offs Impact

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Washington Bancorp Reports Q3 2025 Charge-Offs Impact

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Washington Bancorp ( (WASH) ) has shared an announcement.

Washington Trust Bancorp, Inc. announced that its third quarter 2025 financial performance will be negatively impacted by $11.3 million in charge-offs related to two commercial loan relationships. The first loan, a shared national credit to a telecom infrastructure contractor, resulted in an $8.3 million charge-off following the contractor’s Chapter 11 bankruptcy filing. The second loan, a commercial real estate loan secured by a Class B office property, was sold at the end of September, resulting in a $3.0 million charge-off. Consequently, the company expects to report a significant reduction in commercial nonaccrual loans from $14.0 million to $1.0 million as of September 30, 2025.

The most recent analyst rating on (WASH) stock is a Hold with a $29.00 price target. To see the full list of analyst forecasts on Washington Bancorp stock, see the WASH Stock Forecast page.

Spark’s Take on WASH Stock

According to Spark, TipRanks’ AI Analyst, WASH is a Neutral.

Washington Bancorp’s overall stock score reflects significant financial challenges, including declining profitability and high leverage. The technical analysis suggests mixed signals with potential oversold conditions. Valuation concerns are evident with a negative P/E ratio, though the high dividend yield is a positive aspect. The earnings call provided some optimism with growth in key areas, but ongoing challenges remain.

To see Spark’s full report on WASH stock, click here.

More about Washington Bancorp

Average Trading Volume: 135,128

Technical Sentiment Signal: Buy

Current Market Cap: $563M

For a thorough assessment of WASH stock, go to TipRanks’ Stock Analysis page.

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