Riverview ( (RVSB) ) has released its Q4 earnings. Here is a breakdown of the information Riverview presented to its investors.
Riverview Bancorp, Inc., headquartered in Vancouver, Washington, operates as a community bank providing financial services to commercial, business, and retail clients through its branches in the Portland-Vancouver area.
In its latest earnings report, Riverview Bancorp announced a net income of $1.1 million for the fourth fiscal quarter of 2025, with a total net income of $4.9 million for the fiscal year. The company highlighted improvements in net interest margin and credit quality, alongside strategic investments and a completed stock repurchase plan.
Key financial metrics for the quarter included a net interest income of $9.2 million, a net interest margin of 2.65%, and non-interest income of $3.7 million, a significant increase from the previous year due to strategic investment restructuring. The company maintained strong asset quality with non-performing assets at 0.01% of total assets and no provisions for credit losses.
Riverview also reported a tangible book value per share of $6.33 and successfully completed a $2.0 million stock repurchase plan. The company continues to focus on profitable growth, digital leadership, and expanding its commercial and business banking services.
Looking forward, Riverview Bancorp remains committed to enhancing its operational performance and serving its clients in Southwest Washington and Northwest Oregon, leveraging its strong capital levels and stable balance sheet to build upon its century-long legacy.