Ncino, Inc. ( (NCNO) ) has released its Q4 earnings. Here is a breakdown of the information Ncino, Inc. presented to its investors.
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nCino, Inc. is a leading provider of intelligent banking solutions, specializing in digitizing and streamlining financial processes for institutions worldwide. The company, headquartered in Wilmington, N.C., operates in the financial technology sector, offering a platform that integrates artificial intelligence to enhance banking experiences.
In its latest earnings report, nCino announced a robust financial performance for the fourth quarter and fiscal year 2025, with significant growth in subscription revenues and a strategic focus on expanding its market presence. The company reported total revenues of $141.4 million for Q4, marking a 14% increase year-over-year, and $540.7 million for the fiscal year, up 13% from the previous year.
Key financial highlights include a 16% increase in Q4 subscription revenues, reaching $125 million, and a 15% rise for the fiscal year, totaling $469.2 million. Despite a GAAP net loss of $18.6 million in Q4, nCino achieved a non-GAAP net income of $13.9 million, reflecting the impact of foreign currency fluctuations. The company also announced a $100 million stock repurchase program, underscoring its commitment to enhancing shareholder value.
Strategically, nCino made notable advancements by acquiring Sandbox Banking to strengthen its data connectivity capabilities and expanding its client base with significant partnerships, including a top-50 U.S. bank and its first customer in the Czech Republic. These moves align with nCino’s goal to capitalize on the growing vertical AI market in financial services.
Looking ahead, nCino projects continued revenue growth for fiscal year 2026, with expectations of total revenues between $574.5 million and $578.5 million. The company remains focused on leveraging its AI-driven solutions to drive long-term value for stakeholders, positioning itself as a key player in the evolving financial technology landscape.