Guild Holdings Co. ( (GHLD) ) has released its Q3 earnings. Here is a breakdown of the information Guild Holdings Co. presented to its investors.
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Guild Holdings Company, a prominent player in the mortgage industry, focuses on providing residential mortgage products and services across the United States through a relationship-based loan sourcing strategy.
In its third-quarter earnings report for 2025, Guild Holdings Company announced a robust financial performance, highlighted by a net revenue of $307.4 million and a net income of $33.3 million. The company also reported a significant year-over-year increase in adjusted net income and adjusted EBITDA, reflecting its strategic focus on purchase originations and customer retention.
Key financial metrics from the report include total originations of $7.4 billion, with 86% of the loan volume stemming from purchase originations, surpassing industry estimates. The company also achieved a gain on sale margin of 347 basis points on originations. Guild’s servicing portfolio saw an increase, with an unpaid principal balance of $98.3 billion, indicating strong servicing capabilities.
Guild Holdings’ strategic initiatives and financial health position it well for future growth, as it continues to expand its platform and pursue a pending transaction with Bayview. The company’s management remains optimistic about its growth prospects, emphasizing the successful execution of its business model and customer-focused strategies.
Looking ahead, Guild Holdings is poised to leverage its strong market position and strategic initiatives to drive continued growth and profitability, as it navigates the evolving mortgage landscape.