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Encore Capital Issues $500M Senior Secured Notes

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Encore Capital Issues $500M Senior Secured Notes

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Encore Capital ( (ECPG) ) has issued an announcement.

On October 1, 2025, Encore Capital Group issued $500 million in senior secured notes due 2031, with an interest rate of 6.625% per annum. The proceeds from this issuance were used to repay the company’s revolving credit facility and cover transaction-related expenses, impacting the company’s financial strategy by securing its debt obligations with its assets.

The most recent analyst rating on (ECPG) stock is a Hold with a $41.00 price target. To see the full list of analyst forecasts on Encore Capital stock, see the ECPG Stock Forecast page.

Spark’s Take on ECPG Stock

According to Spark, TipRanks’ AI Analyst, ECPG is a Neutral.

Encore Capital’s overall stock score reflects a challenging financial position with high leverage and negative profitability. However, strong earnings growth and positive guidance from the earnings call provide some optimism. Technical indicators suggest bearish momentum, and valuation metrics indicate potential overvaluation.

To see Spark’s full report on ECPG stock, click here.

More about Encore Capital

Encore Capital Group, Inc. operates in the financial services industry, focusing on debt recovery and management. The company provides solutions for consumers and businesses to resolve their financial obligations, primarily through the acquisition and management of non-performing loans.

Average Trading Volume: 296,546

Technical Sentiment Signal: Hold

Current Market Cap: $934.3M

For a thorough assessment of ECPG stock, go to TipRanks’ Stock Analysis page.

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