Credit Acceptance Highlights Strong Liquidity Amid Challenges

Credit Acceptance ( (CACC) ) has issued an announcement.

Credit Acceptance Corporation has reported a declining loan forecast over the past two years amidst negative headlines in the auto industry. Despite this, the company maintains a strong margin of safety in its loan pricing and securitization trusts, which have historically performed well. As of September 30, 2025, the company forecasts total collections of $12.3 billion, providing a significant cushion for lenders. The company also highlights its robust liquidity position with $1.6 billion available on revolving credit facilities, ensuring operational stability despite economic volatility and industry challenges.

The most recent analyst rating on (CACC) stock is a Hold with a $531.00 price target. To see the full list of analyst forecasts on Credit Acceptance stock, see the CACC Stock Forecast page.

Spark’s Take on CACC Stock

According to Spark, TipRanks’ AI Analyst, CACC is a Neutral.

Credit Acceptance’s overall stock score reflects solid financial performance and reasonable valuation, tempered by technical indicators suggesting potential bearish momentum and mixed earnings call outcomes. High leverage and declining free cash flow growth are notable risks, while achievements in portfolio growth and technology improvements provide some positive outlook.

To see Spark’s full report on CACC stock, click here.

More about Credit Acceptance

Credit Acceptance Corporation operates in the financial services industry, primarily focusing on providing auto loans to consumers, particularly in the non-prime segment. The company is known for its conservative business model, which includes maintaining a large margin of safety in loan pricing and low leverage on its balance sheet.

Average Trading Volume: 119,179

Technical Sentiment Signal: Hold

Current Market Cap: $5.52B

For detailed information about CACC stock, go to TipRanks’ Stock Analysis page.