Protect Your Portfolio Against Market Uncertainty
- Discover companies with rock-solid fundamentals in TipRanks' Smart Value Newsletter.
- Receive undervalued stocks, resilient to market uncertainty, delivered straight to your inbox.
Consumer Portfolio Services ( (CPSS) ) has shared an announcement.
On May 12, 2025, Consumer Portfolio Services, Inc. announced the closing of its second term securitization in 2025, marking its 55th senior subordinate securitization since 2011. The transaction involved the sale of $419.95 million in asset-backed notes, secured by $439.29 million in automobile receivables, and was rated highly by Standard & Poor’s and DBRS Morningstar. This securitization is significant for CPS as it continues to strengthen its position in the market by securing financing through structured transactions, which are crucial for its operations and growth strategy.
Spark’s Take on CPSS Stock
According to Spark, TipRanks’ AI Analyst, CPSS is a Neutral.
Consumer Portfolio Services exhibits a stable financial performance with strong revenue and cash flow figures. However, fluctuating profitability and increased debt levels pose risks. Technical indicators provide mixed signals, suggesting caution in the short term. Despite a fair valuation, challenges highlighted in the earnings call, such as increased expenses and higher delinquency rates, weigh on the overall score. The company’s strategic advancements and positive revenue trends offer growth potential, but operational inefficiencies and financial challenges need addressing to enhance its market position.
To see Spark’s full report on CPSS stock, click here.
More about Consumer Portfolio Services
Consumer Portfolio Services, Inc. is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems or limited credit histories. The company purchases retail installment sales contracts primarily from franchised automobile dealerships secured by late model used vehicles and, to a lesser extent, new vehicles. CPS funds these contract purchases on a long-term basis primarily through the securitization markets and services the contracts over their lives.
Average Trading Volume: 17,834
Technical Sentiment Signal: Hold
Current Market Cap: $205.9M
Find detailed analytics on CPSS stock on TipRanks’ Stock Analysis page.