Elevate Your Investing Strategy:
- Take advantage of TipRanks Premium at 50% off! Unlock powerful investing tools, advanced data, and expert analyst insights to help you invest with confidence.
Bread Financial Holdings ( (BFH) ) has provided an update.
On April 24, 2025, Bread Financial Holdings, Inc. released a performance update for the period ended March 31, 2025, highlighting a net loss rate of 8.2% and a delinquency rate of 5.9%. These figures indicate a slight improvement from the previous year, where the delinquency rate was 6.2%. The update reflects the company’s ongoing efforts to manage credit performance amidst challenging economic conditions, which could have implications for its market positioning and stakeholder confidence.
Spark’s Take on BFH Stock
According to Spark, TipRanks’ AI Analyst, BFH is a Neutral.
Bread Financial Holdings shows strengths in revenue recovery and debt reduction, enhancing financial stability. However, declining net income and bearish technical indicators pose challenges. While valuation is relatively attractive, recent earnings call and corporate events provide a mixed outlook, suggesting cautious optimism.
To see Spark’s full report on BFH stock, click here.
More about Bread Financial Holdings
Bread Financial Holdings, Inc. is a tech-forward financial services company that offers personalized payment, lending, and saving solutions to millions of U.S. consumers. The company provides general purpose credit cards and savings products, and supports growth for brands in various sectors such as travel, entertainment, health, beauty, jewelry, and specialty apparel through private label and co-brand credit cards and pay-over-time products.
YTD Price Performance: -21.33%
Average Trading Volume: 1,054,839
Technical Sentiment Signal: Buy
Current Market Cap: $2.3B
See more insights into BFH stock on TipRanks’ Stock Analysis page.

