The Schwab Target 2055 Index Fund Institutional Shares (SWYJX) is a mutual fund that aims to provide long-term growth and income for investors who plan to retire in the year 2055. This fund is managed by Charles Schwab Investment Management and primarily invests in a diversified portfolio of low-cost index funds. As an institutional share class, it is designed for larger investors and may have lower fees compared to other share classes. SWYJX is a passive fund, meaning it tracks a specific index and does not rely on active management. This fund is suitable for investors with a long-term investment horizon and a moderate risk tolerance.