The American Funds 2020 Target Date Retirement Fd Cl R-6 (ticker: RRCTX) is a mutual fund that is designed for investors who are planning to retire in the year 2020. This fund is part of the American Funds family and is specifically tailored for those who are close to their retirement age. The "R-6" in the name indicates that this fund is a retirement share class, which typically has lower fees and expenses compared to other share classes. This fund aims to provide a diversified portfolio of investments that will gradually become more conservative as the target date approaches, in order to help investors preserve their retirement savings.