The American Funds 2045 Target Date Retirement Fd Cl R-6 (RFHTX) is a mutual fund that is designed for investors who are planning to retire in the year 2045. This fund is part of the American Funds family and is classified as a Class R-6 fund, which typically has lower fees and expenses compared to other classes. The fund's investment strategy is to gradually shift towards more conservative investments as the target date approaches, making it a suitable option for long-term retirement planning. RFHTX offers a diversified portfolio of stocks, bonds, and other securities, providing investors with a balanced and potentially profitable investment option for their retirement savings.