The American Fds 2045 Target Date Retirement Fd Cl R4 (RDHTX) is a mutual fund that is designed for investors who are planning to retire in the year 2045. This fund is classified as a "target date" fund, meaning that it automatically adjusts its investment strategy as the target date approaches. The "Cl R4" designation indicates that this fund is intended for institutional investors, such as retirement plans or large corporations. It is managed by American Funds, a well-known investment management company. The fund's objective is to provide long-term growth and income for investors who are planning for retirement in 2045.