RETIRESMART 2060 FD CL A (MMWDX) is a mutual fund that is designed to help investors save for retirement in the year 2060. This fund is classified as a "target-date" fund, meaning that it automatically adjusts its asset allocation as the target date approaches, becoming more conservative as the investor gets closer to retirement. The "FD" in the name stands for "fund of funds," indicating that this fund invests in a variety of other mutual funds rather than individual stocks or bonds. The "CL A" designation indicates that this is the class A shares of the fund, which typically have lower fees and expenses compared to other share classes. Overall, RETIRESMART 2060 FD CL A is a long-term investment option for those looking to save for retirement in the year 2060.