Urbanfund (UFC) AI Stock Analysis

Urbanfund

(TSXV:UFC)

Select Model

Rating:74.3Outperform

Price Target:CAD 0.96▲(10.80% Upside)

Action:upgraded

Date:08/27/26

The overall score is driven primarily by steady but not top-tier financial quality: strong profitability, moderate and improving leverage, growing equity, and better recent cash generation offset by volatile revenues, softer ROE, and historically inconsistent cash flows. A very supportive valuation, with a low P/E and high dividend yield, meaningfully boosts the score and helps compensate for financial cyclicality. Technicals contribute modestly, with price near major moving averages, neutral momentum, and short-term overbought signals suggesting a balanced, mildly positive but not strongly trending trading setup.

Positive Factors

Strong TTM profitabilityVery high TTM gross and net margins indicate strong profitability and provide a substantial earnings buffer. If maintained, this margin profile can support reinvestment, debt servicing and shareholder distributions over the medium term.

Negative Factors

Declining and volatile revenueA declining and uneven top line makes it harder to forecast occupancy, property income and future earnings. Persistent revenue volatility could limit operating leverage and weaken the durability of currently strong margins.

Urbanfund (UFC) vs. iShares MSCI Canada ETF (EWC)

Market Cap: CAD 46.95M
Dividend Yield: 5.67%
Average Volume (3M): 3,662
Price to Earnings (P/E): 8.3
Beta (1Y): 0.47
Revenue Growth: -18.69%
EPS Growth: -34.60%
Country: Canada
Employees: 5
Sector: General
Sector Strength: 55
Industry: Real Estate - Diversified

Urbanfund Business Overview & Revenue Model

Company Description

Urbanfund Corp. oversees a diverse Canadian real estate portfolio, encompassing both commercial and residential properties. The company strategically identifies and invests in promising real estate ventures and related developments. Its property hold...

Urbanfund Financial Statement Overview

Summary

Financial performance is solid with strong margins, moderate and improving leverage, growing equity, and recently stronger cash generation, but revenue and earnings are volatile, ROE has trended down to mid-single digits, and cash flows have historically been inconsistent.

Income Statement

74Positive

Balance Sheet

71Positive

Cash Flow

68Positive

Financial statement breakdown
Breakdown	TTM	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Income Statement
Total Revenue	11.77M	11.71M	22.09M	8.64M	23.81M	6.45M
Gross Profit	5.61M	5.60M	9.35M	5.10M	9.90M	3.43M
EBITDA	9.15M	8.33M	8.85M	4.57M	12.13M	8.46M
Net Income	5.67M	4.78M	9.62M	6.38M	7.34M	10.30M
Balance Sheet
Total Assets	164.50M	164.11M	155.60M	155.41M	150.78M	144.47M
Cash, Cash Equivalents and Short-Term Investments	10.07M	20.38M	12.28M	3.57M	13.24M	10.62M
Total Debt	60.95M	61.71M	55.51M	65.10M	65.07M	65.78M
Total Liabilities	75.84M	77.15M	70.60M	77.69M	77.63M	76.76M
Stockholders Equity	86.75M	85.01M	83.12M	75.90M	71.67M	66.47M
Cash Flow
Free Cash Flow	6.97M	2.96M	11.42M	1.23M	5.24M	-6.99M
Operating Cash Flow	7.61M	4.79M	12.94M	2.48M	8.05M	-2.24M
Investing Cash Flow	315.93K	7,883	-237.49K	-4.79M	-2.40M	-4.25M
Financing Cash Flow	-6.67M	3.31M	-3.99M	-7.48M	-3.02M	10.33M

Urbanfund Technical Analysis

Technical Analysis SentimentPositive

Last Price0.87

Price Trends

50DMA0.86Positive

100DMA0.85Positive

200DMA0.85Positive

Market Momentum

MACD0.00Positive

RSI52.62Neutral

STOCH77.78Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:UFC, the sentiment is Positive. The current price of 0.87 is above the 20-day moving average (MA) of 0.87, above the 50-day MA of 0.86, and above the 200-day MA of 0.85, indicating a bullish trend. The MACD of 0.00 indicates Positive momentum. The RSI at 52.62 is Neutral, neither overbought nor oversold. The STOCH value of 77.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:UFC.

Urbanfund Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

TSE:UFC against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TSE:UFC	74Outperform	CAD 46.95M	8.27	6.61%	5.67%	-18.69%	-34.60%
TSE:IEI	65Neutral	CAD 43.00M	8.84	3.54%	2.08%	-0.76%	-20.95%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
TSE:INO.UN	44Neutral	CAD 21.05M	-0.45	-29.03%	―	-16.14%	0.62%
TSE:KDSX	38Underperform	CAD 11.73M	-1.73	783.82%	―	―	-25.24%

* General Sector Average

Performance Comparison

TSE:UFC and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
TSE:UFC	Urbanfund Corp	0.87	0.09	11.25%
TSE:FCA.UN	Firm Capital American Realty Partners Corp	4.15	-0.26	-5.90%
TSE:IEI	Imperial Equities	4.55	1.22	36.80%
TSE:INO.UN	Inovalis REIT	0.62	-0.20	-24.39%
TSE:KDSX	Kadestone Capital Corp.	0.25	-0.38	-60.32%
TSE:MAR.UN	Marwest Apartment REIT	0.77	0.05	7.24%

Urbanfund Corporate Events

Business Operations and StrategyFinancial Disclosures

Urbanfund Monetizes Projects and Boosts Liquidity in Q2 2026

Positive

Aug 20, 2026

Urbanfund Corp. reported financial results for the three and six months ended June 30, 2026, highlighting steady progress in monetizing its commercial real estate projects. The company continues to deploy a partnership-driven strategy, using asset sa...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 27, 2026

Urbanfund AI Stock Analysis