ValueMax Group Ltd. AI Stock Analysis
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ValueMax Group Ltd. (T6I) AI Stock Analysis
ValueMax Group Ltd.
(SGX:T6I)
The score is held down primarily by weak cash flow and high debt, despite strong revenue growth and profitability. Valuation is supportive, while technicals are neutral rather than a strong positive.
ValueMax Group Ltd. (T6I) vs. iShares MSCI Singapore ETF (EWS)
- Market Cap
- SGD 771.81M
- Dividend Yield
- 4.98%
- Average Volume (3M)
- 118.59K
- Price to Earnings (P/E)
- 6.6
- Beta (1Y)
- 0.78
- Revenue Growth
- 32.49%
- EPS Growth
- 15.58%
- Country
- Singapore
- Employees
- 141
- Sector
- Consumer Cyclical
- Sector Strength
- 61
- Industry
- Luxury Goods
ValueMax Group Ltd. Business Overview & Revenue Model
Company Description
As an investment holding entity, ValueMax Group Limited operates a multifaceted business, predominantly within Singapore, encompassing pawnbroking, moneylending, the sale of jewelry and watches, and gold trading. Its pawnbroking division facilitates...
ValueMax Group Ltd. Financial Statement Overview
Summary
Strong income statement growth and profitability are offset by a highly leveraged balance sheet and persistently weak cash flow conversion. Earnings quality is solid on paper, but cash burn and rising debt materially reduce the financial profile.
Income Statement
86Very PositiveBalance Sheet
63PositiveCash Flow
38Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 655.52M | 553.13M | 456.18M | 331.04M | 287.06M | 275.51M |
| Gross Profit | 186.41M | 159.48M | 129.81M | 100.22M | 76.79M | 70.03M |
| EBITDA | 141.56M | 139.48M | 107.72M | 71.58M | 59.27M | 54.84M |
| Net Income | 116.67M | 102.08M | 82.83M | 52.85M | 44.42M | 41.51M |
Balance Sheet | ||||||
| Total Assets | 1.76B | 1.56B | 1.25B | 1.08B | 1.01B | 799.12M |
| Cash, Cash Equivalents and Short-Term Investments | 18.77M | 22.42M | 16.80M | 16.03M | 10.99M | 14.60M |
| Total Debt | 1.06B | 897.16M | 698.34M | 624.66M | 618.93M | 453.60M |
| Total Liabilities | 1.11B | 948.36M | 729.31M | 647.67M | 641.37M | 471.72M |
| Stockholders Equity | 645.20M | 605.41M | 512.06M | 423.44M | 363.89M | 322.32M |
Cash Flow | ||||||
| Free Cash Flow | -190.13M | -169.28M | -67.27M | -1.69M | -163.83M | -156.09M |
| Operating Cash Flow | -189.38M | -165.46M | -55.86M | 3.53M | -163.36M | -153.73M |
| Investing Cash Flow | -1.98M | -8.54M | -11.28M | -5.07M | 246.00K | -2.62M |
| Financing Cash Flow | 161.30M | 184.02M | 64.42M | 5.99M | 155.63M | 159.77M |
ValueMax Group Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:T6I, the sentiment is Negative. The current price of 0.81 is below the 20-day moving average (MA) of 0.86, below the 50-day MA of 0.92, and below the 200-day MA of 0.98, indicating a bearish trend. The MACD of -0.02 indicates Negative momentum. The RSI at 37.40 is Neutral, neither overbought nor oversold. The STOCH value of 83.89 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SG:T6I.
ValueMax Group Ltd. Peers Comparison
Overall Rating
SG:AGS73Outperform
SG:42L68Neutral- SG:T6I63Neutral
SG:5UF54Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| SG:AGS | 73Outperform | SGD 1.76B | 8.84 | 18.35% | 2.19% | 18.16% | 34.56% |
| SG:42L | 68Neutral | SGD 101.81M | 4.44 | 14.92% | 2.98% | 59.15% | 80.80% |
| SG:T6I | 63Neutral | SGD 795.83M | 6.60 | 18.66% | 4.98% | 32.49% | 15.58% |
| Sector * | 61Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% |
| SG:5UF | 54Neutral | SGD 620.15M | 0.10 | 28.93% | 5.76% | 31.78% | 168.13% |
* Consumer Cyclical Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| SG:T6I | ValueMax Group Ltd. | 0.81 | -0.07 | -8.32% | |
| SG:5UF | Aspial Lifestyle Ltd | 0.29 | 0.10 | 51.28% | |
| SG:42L | Taka Jewellery Holdings Ltd. | 0.18 | 0.06 | 47.54% | |
| SG:5WJ | MoneyMax Financial Services Ltd. | 0.49 | 0.19 | 63.37% | |
| SG:AGS | Hour Glass Ltd. | 2.74 | 0.61 | 28.70% | |
| SG:C41 | Cortina Holdings Limited | 4.05 | 0.69 | 20.68% |
ValueMax Group Ltd. Corporate Events
Well Chip Rights Issue Oversubscribed as ValueMax Seeks Excess Shares
ValueMax Group Limited, through its subsidiaries, supported Well Chip Group Berhad’s renounceable rights issue. The release does not provide details on ValueMax’s industry, products or market focus.Well Chip received valid acceptances and excess appl...
ValueMax Raises S$3.02 Million Through Islamic Commercial Paper
ValueMax Group Ltd. closed its five-month Series 001 Islamic commercial paper issuance, raising S$3.02 million in gross proceeds through digital securities issued to subscribers on 4 November 2026. Company executives Yeah Chia Wei and Yeah Chia Kai s...
ValueMax Raises S$23.75 Million in Digital Securities Issue
ValueMax Group Ltd. closed its six-month Series 006 digital securities commercial paper issuance on the SDAX Platform, raising S$23.75 million in gross proceeds after strong investor demand. The fundraising adds to the Group’s digital securities comm...
ValueMax Raises S$16.04 Million in Series 014 Digital Securities
ValueMax Group Ltd. uses six-month digital-securities commercial paper issuances to raise short-term funding. The release provides no further details on the Group’s primary operating products or broader market focus.The company closed Series 014 on N...
ValueMax Launches 14th 6-Month Digital Commercial Paper on ADDX
ValueMax Group Ltd., a financial services company, is active in credit-related products and capital markets financing and uses commercial paper programmes and digital securities platforms to raise short-term funding. The group relies on accredited an...
ValueMax Launches S$100m Shariah-Compliant Digital Commercial Paper Programme
ValueMax Group Ltd. has established a S$100 million multi-series unsecured Islamic commercial paper facility programme that is fully digital and listed on the AltaX Exchange’s platform. The programme has been certified Shariah compliant and is aimed...
ValueMax Launches Sixth Digital Commercial Paper Series on SDAX
ValueMax Group Ltd. has launched Series 006 of its 6‑month commercial paper as digital securities on the SDAX Exchange, continuing its SDAX CP Facility Programme aimed at raising short‑term funding. The new tranche is priced at 3.5% per annum and is...
ValueMax Raises S$45 Million in Insider-Backed Digital Commercial Paper
ValueMax Group Ltd. has successfully closed its latest tranches under its digital securities commercial paper programme, comprising a 3-month Series 020 and a 6-month Series 013 issuance. The two series raised S$29.76 million and S$15.22 million resp...
ValueMax Launches Fourteenth 3‑Month Commercial Paper on SDAX
ValueMax Group Ltd. has launched the fourteenth series of its 3‑month commercial paper as digital securities on the SDAX Exchange, continuing its ongoing SDAX CP Facility Programme to tap short‑term funding markets. The new 3‑month Series 014 issue i...
ValueMax expands digital commercial paper funding on ADDX
ValueMax Group Ltd. has launched its twentieth 3‑month and thirteenth 6‑month digital securities commercial paper series on the ADDX Exchange. The new issues under its commercial paper programme continue the firm’s strategy of using tokenised short‑t...
ValueMax Warns 2023 Warrants Near Expiry as Exercise Window Closes
ValueMax Group Ltd., a Singapore-listed financial services firm specialising in pawnbroking and moneylending, has structured its capital base using rights issues and tradable warrants to support its consumer-focused lending and retail operations. The...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026