Want to see MSPR full AI Analyst Report?
MSP Recovery (MSPR) AI Stock Analysis
MSP Recovery
(Other OTC:MSPR)
The score is driven primarily by severe financial weakness (declining revenue, large losses, negative cash flows, and negative equity). Technicals also remain bearish with price below key moving averages and a negative MACD. Corporate events add additional near-term risk due to delisting and constrained, discretionary liquidity support, while valuation metrics provided offer limited positive support.
MSP Recovery (MSPR) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $1,377
- Dividend Yield
- ―
- Average Volume (3M)
- ―
- Price to Earnings (P/E)
- 0.0
- Beta (1Y)
- -63.50
- Revenue Growth
- ―
- EPS Growth
- ―
- Country
- US
- Employees
- 78
- Sector
- Healthcare
- Sector Strength
- 51
- Industry
- Medical - Healthcare Information Services
MSP Recovery Business Overview & Revenue Model
Company Description
MSP Recovery, Inc. specializes in healthcare claims recovery and data analytics, serving clients throughout the United States and Puerto Rico. The company provides extensive services, enabling itself, associated parties, and third-party organizations...
How the Company Makes Money
MSP Recovery generates revenue through a contingency fee model, whereby it earns a percentage of the recovered funds on behalf of its clients. This means that the company only makes money when it successfully recovers payments, aligning its financial...
MSP Recovery Earnings Call Summary
The earnings call highlighted LifeWallet's successful settlements and increased claims recovery income, demonstrating progress in its core business model. However, the company also reported a significant operating loss, primarily due to noncash items. Overall, while there are substantial achievements, the financial results reflect ongoing challenges.
Q1-2024 Updates
Positive Updates
Negative Updates
Company Guidance
During the LifeWallet First Quarter 2024 earnings call, the company provided guidance highlighting significant achievements and financial metrics. LifeWallet reached two comprehensive settlements with property and casualty insurers, which included agreements to provide 10 years of historical data and to collaboratively resolve future Medicare claims. These settlements resulted in claims recovery income of $6 million for Q1 2024, an increase from the $3.5 million reported in Q1 2023. The company reported a total operating loss of $130 million, primarily driven by non-cash items, with an adjusted operating loss of $8.7 million after excluding claims amortization expenses. LifeWallet's total assets were valued at $3 billion, with liabilities amounting to $1.8 billion. The company has extended various obligations to 2025 and secured additional liquidity through a working capital credit facility and a Yorkville standby equity purchase agreement, ensuring its ability to meet cash obligations over the next year.
MSP Recovery Financial Statement Overview
Summary
Very weak fundamentals: revenue is declining (-26.12% TTM), profitability is deeply negative (net margin -73.28% TTM; EBIT/EBITDA negative), liquidity is strained with negative operating and free cash flow, and the balance sheet shows severe stress with negative stockholders’ equity (-$563.84M TTM), indicating elevated solvency risk.
Income Statement
25NegativeBalance Sheet
30NegativeCash Flow
20Very Negative| Breakdown | TTM | Mar 2025 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 9.81M | 18.25M | 7.71M | 23.42M | 14.63M | 13.89M |
| Gross Profit | 2.58M | 8.64M | 5.56M | 21.37M | 14.09M | 13.71M |
| EBITDA | -617.81M | -652.46M | -545.71M | -280.47M | -5.52M | -3.15M |
| Net Income | -719.22M | -360.50M | -56.35M | -7.42M | -33.09M | -24.25M |
Balance Sheet | ||||||
| Total Assets | 1.55B | 1.92B | 3.16B | 3.42B | 104.01M | 17.84M |
| Cash, Cash Equivalents and Short-Term Investments | 1.82M | 12.33M | 11.63M | 3.66M | 1.66M | 11.88M |
| Total Debt | 761.48M | 794.66M | 679.22M | 324.25M | 213.61M | 48.09M |
| Total Liabilities | 2.40B | 2.05B | 1.74B | 1.23B | 255.41M | 133.69M |
| Stockholders Equity | -563.84M | 100.58M | 272.39M | 109.69M | -155.76M | -120.18M |
Cash Flow | ||||||
| Free Cash Flow | -10.59M | -16.65M | -41.77M | -83.62M | 1.62M | -344.00K |
| Operating Cash Flow | -10.22M | -16.12M | -40.02M | -80.64M | 2.25M | -14.00K |
| Investing Cash Flow | -527.00K | -2.73M | 7.56M | -5.68M | -2.01M | 986.00K |
| Financing Cash Flow | 14.93M | 19.54M | 29.02M | 99.73M | -10.46M | 9.61M |
MSP Recovery Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MSPR, the sentiment is Negative. The current price of 0.01 is below the 20-day moving average (MA) of 0.02, below the 50-day MA of 0.02, and below the 200-day MA of 0.20, indicating a bearish trend. The MACD of -0.00 indicates Positive momentum. The RSI at 37.64 is Neutral, neither overbought nor oversold. The STOCH value of -5.26 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for MSPR.
MSP Recovery Risk Analysis
MSP Recovery disclosed 95 risk factors in its most recent earnings report. MSP Recovery reported the most risks in the "Finance & Corporate" category.
Latest Risks Added
0 New RisksMSP Recovery Peers Comparison
Overall Rating
WAY73Outperform
CCLD65Neutral
PHR63Neutral
HCAT44Neutral- MSPR40Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| WAY | 73Outperform | $5.37B | 38.89 | 3.59% | ― | 19.23% | 44.44% |
| CCLD | 65Neutral | $74.79M | 25.21 | 16.56% | ― | 15.07% | ― |
| PHR | 63Neutral | $772.16M | 72.24 | 3.01% | ― | 12.93% | ― |
| Sector * | 51Neutral | $7.86B | -0.30 | -43.30% | 2.27% | 22.53% | -2.21% |
| HCAT | 44Neutral | $127.18M | -0.46 | -129.70% | ― | -7.54% | -143.41% |
| MSPR | 40Underperform | $14 | 0.00 | 80.67% | ― | ― | ― |
* Healthcare Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| MSPR | Msp Recovery, Inc. | 0.01 | -0.51 | -98.08% | |
| CCLD | Carecloud, Inc. | 1.76 | -1.25 | -41.53% | |
| PHR | Phreesia | 12.44 | -10.29 | -45.27% | |
| HCAT | Health Catalyst | 1.69 | -1.45 | -46.18% | |
| ONMD | Onemednet Corp | 4.22 | -13.48 | -76.16% | |
| WAY | Waystar Holding Corp. | 28.00 | -9.03 | -24.39% |
MSP Recovery Corporate Events
MSP Recovery Secures Short-Term Funding Under New Agreement
NeutralOn July 8, 2026, MSP Recovery entered into a letter agreement with VRM MSP Recovery Partners under which VRM provided a one-time $0.3 million advance to cover certain operating expenses, while explicitly declining any obligation for future funding an...
MSP Recovery Stock Shifted to OTC Expert Market
NegativeMSP Recovery, Inc. has failed to file its annual report for the year ended December 31, 2025 and its quarterly report for the period ended March 31, 2026 with the SEC, leaving the company non-compliant with Rule 15c2-11 disclosure requirements. As a...
MSP Recovery Secures One-Time Advance Under Credit Facility
NegativeOn June 26, 2026, MSP Recovery, Inc., through its subsidiaries, obtained a one-time $0.2 million advance from Hazel Partners Holdings LLC under its existing working capital credit facility to cover operating expenses. The advance was made under Hazel...
MSP Recovery Secures Discretionary Short-Term Operating Advance
NegativeMSP Recovery, Inc. disclosed that on June 11, 2026, its subsidiaries entered into a letter agreement with Hazel Partners Holdings LLC, the administrative agent and lender under its existing working capital credit facility, for a discretionary $0.1 mi...
MSP Recovery Secures Small One-Time Short-Term Funding Support
NegativeOn May 29, 2026, MSP Recovery, Inc., through its subsidiaries, obtained a one-time $0.1 million advance from Hazel Partners Holdings LLC under its existing working capital credit facility, to be used primarily for operating expenses. The funding mode...
MSP Recovery Faces OTC Market Downgrade Amid Liquidity Strain
NegativeOn May 15, 2026, MSP Recovery secured a $0.1 million discretionary advance from Hazel Partners Holdings under its existing working capital credit facility, earmarked primarily for operating expenses, after previously exhausting the facility’s O...
MSP Recovery Secures One-Time Advances Amid Liquidity Strain
NegativeOn May 1, 2026, MSP Recovery, Inc., through its subsidiaries, entered into a letter agreement with Hazel Partners Holdings LLC, under its existing working capital credit facility, to secure a one-time discretionary advance of $0.1 million primarily f...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Jan 31, 2026