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Zhongmiao Holdings (Qingdao) Co., Ltd. Class H (HK:1471)
:1471
Hong Kong Market
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Zhongmiao Holdings (Qingdao) Co., Ltd. Class H (1471) AI Stock Analysis

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HK:1471

Zhongmiao Holdings (Qingdao) Co., Ltd. Class H

(1471)

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Outperform 72 (OpenAI - Gpt-5.6Sol)
Rating:72Outperform
Price Target:
HK$10.50
▼(-41.57% Downside)
Action:Reiterated
Date:09/12/26
The score is driven primarily by strong financial performance—steady growth, healthy margins, and high-quality cash generation—partly offset by margin/ROE softening and a notable 2025 balance-sheet expansion to monitor. Technicals are mixed with weak longer-term trend signals (below the 100D/200D and negative MACD), while valuation is reasonable with a moderate P/E and modest dividend yield.
Positive Factors
Steady Revenue Growth
持续 revenue growth through 2025 indicates ongoing business expansion and customer demand, while the acceleration in the latest year supports near-term operating momentum. Maintaining growth alongside profitability can strengthen the company’s earnings base over the next several quarters.
Negative Factors
Margin Compression
Falling gross and operating margins suggest that pricing, business mix, or costs are reducing the benefit of continued sales growth. If the trend persists, incremental revenue may translate into slower profit expansion and weaken operating leverage over coming quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Steady Revenue Growth
持续 revenue growth through 2025 indicates ongoing business expansion and customer demand, while the acceleration in the latest year supports near-term operating momentum. Maintaining growth alongside profitability can strengthen the company’s earnings base over the next several quarters.
Read all positive factors

Zhongmiao Holdings (Qingdao) Co., Ltd. Class H (1471) vs. iShares MSCI Hong Kong ETF (EWH)

Zhongmiao Holdings (Qingdao) Co., Ltd. Class H Business Overview & Revenue Model

Company Description
Headquartered in Qingdao, China, and established in 2017, Zhongmiao Holdings (Qingdao) Co., Ltd. is a comprehensive provider of insurance agency and related solutions throughout the People's Republic of China. The company's activities are structur...

Zhongmiao Holdings (Qingdao) Co., Ltd. Class H Financial Statement Overview

Summary
Strong overall fundamentals supported by steady revenue growth (accelerating in 2025), healthy profitability (about 21% net margin in 2025), and excellent cash conversion (free cash flow roughly matching net income, with a large 2025 step-up in operating/free cash flow). Offsets include margin compression versus 2022–2023 highs, declining ROE versus earlier peaks, and a sharp 2025 balance-sheet expansion that adds execution/asset-quality monitoring risk.
Income Statement
78
Positive
Balance Sheet
71
Positive
Cash Flow
84
Very Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue398.58M248.05M205.83M174.01M148.40M119.97M
Gross Profit167.96M90.88M78.83M74.51M67.26M48.05M
EBITDA113.43M57.97M58.12M50.37M47.37M33.77M
Net Income81.29M51.70M46.66M40.37M37.78M27.05M
Balance Sheet
Total Assets1.05B1.03B635.39M389.95M327.10M284.83M
Cash, Cash Equivalents and Short-Term Investments575.17M567.87M432.36M203.64M288.83M256.72M
Total Debt88.27M88.44M0.00244.00K250.00K1.11M
Total Liabilities288.41M295.72M37.02M26.73M34.07M28.16M
Stockholders Equity646.90M633.11M600.20M365.21M293.64M255.86M
Cash Flow
Free Cash Flow40.56M88.25M30.04M19.78M27.03M24.41M
Operating Cash Flow120.18M89.23M30.05M19.98M27.20M24.59M
Investing Cash Flow-242.46M-35.18M-258.83M138.22M-19.75M-151.04M
Financing Cash Flow126.25M65.09M194.34M21.89M-1.89M127.15M

Zhongmiao Holdings (Qingdao) Co., Ltd. Class H Technical Analysis

Technical Analysis Sentiment
Positive
Last Price17.97
Price Trends
50DMA
8.70
Positive
100DMA
9.76
Negative
200DMA
17.02
Negative
Market Momentum
MACD
-0.06
Negative
RSI
53.59
Neutral
STOCH
55.76
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1471, the sentiment is Positive. The current price of 17.97 is above the 20-day moving average (MA) of 8.40, above the 50-day MA of 8.70, and above the 200-day MA of 17.02, indicating a neutral trend. The MACD of -0.06 indicates Negative momentum. The RSI at 53.59 is Neutral, neither overbought nor oversold. The STOCH value of 55.76 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:1471.

Zhongmiao Holdings (Qingdao) Co., Ltd. Class H Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
HK$1.23B12.9312.70%2.10%40.30%31.33%
64
Neutral
HK$2.40B11.415.78%1.67%12.59%165.79%
58
Neutral
HK$2.43B23.541.32%3.06%-6.77%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
49
Neutral
HK$1.41B11.384.36%4.04%200.24%
49
Neutral
HK$2.10B-66.10-190.90%31.07%-57.85%
39
Underperform
HK$1.26B-21.46-6.23%6.41%256.14%94.83%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:1471
Zhongmiao Holdings (Qingdao) Co., Ltd. Class H
8.75
-4.81
-35.48%
HK:0626
Public Financial Holdings
2.22
0.98
79.18%
HK:3329
BOCOM International Holdings Co. Ltd.
0.47
-0.11
-18.97%
HK:0218
Shenwan Hongyuan (H.K.) Limited
0.89
-1.07
-54.62%
HK:6058
China Industrial Securities International Financial Group Ltd.
0.58
0.04
7.41%
HK:8239
Capital Finance Holdings Limited
21.72
14.42
197.53%

Zhongmiao Holdings (Qingdao) Co., Ltd. Class H Corporate Events

Zhongmiao Holdings Delivers Strong Interim Growth on Ecosystem Strategy and AI Efficiencies
Aug 26, 2026
Zhongmiao Holdings (Qingdao) Co., Ltd. reported strong interim results for the six months ended 30 June 2026, with revenue rising 56.5% year on year to RMB177.7 million and gross profit jumping 90.4% to RMB80.2 million. Profit for the period climb...
Zhongmiao Holdings Sets Late-August Board Meeting on Interim Results and Dividend
Aug 14, 2026
Zhongmiao Holdings (Qingdao) Co., Ltd. has scheduled a board meeting for 26 August 2026 to review and approve the group’s interim results for the six months ended 30 June 2026. The board will also consider the declaration of an interim divid...
Zhongmiao Holdings Flags Strong Interim Profit Surge on Insurance-Fintech Strategy
Jul 29, 2026
Zhongmiao Holdings (Qingdao) Co., Ltd. reported a sharp improvement in interim performance, projecting revenue of more than RMB171.0 million and profit exceeding RMB45.5 million for the six months ended 30 June 2026, representing year-on-year incr...
Zhongmiao Holdings Strikes Strategic Insurtech Alliance with ZhongAn Online
Jul 29, 2026
Zhongmiao Holdings has entered into a long-term strategic cooperation agreement with ZhongAn Online, China’s first internet insurance company driven by “insurance + technology,” to jointly expand their insurance footprint and enh...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 12, 2026