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J Smart & Co (Contractors) (SMJ) AI Stock Analysis

GB:SMJ

J Smart & Co (Contractors)

(LSE:SMJ)

Select Model
Rating:68Neutral
Price Target:GBX 123.00â–²(7.89% Upside)
Action:downgraded
Date:08/06/26

The overall score reflects a financially conservative, well‑capitalized company with improving revenue and net income but still‑volatile operating margins and cash flows, combined with a modest valuation and neutral technical picture. The strong balance sheet and low leverage are key strengths, partially offset by inconsistent cash generation and a lack of clear price momentum, while the relatively low P/E and reasonable dividend yield provide valuation support without fully compensating for the operational and cash flow risks.

Positive Factors
Low financial leverageVery low leverage reduces interest and refinancing risk, preserving financial flexibility through business cycles. A predominantly equity-funded capital structure also gives the company greater capacity to absorb volatility or invest in operations.
Negative Factors
Sharp free cash flow declineA sharp deterioration in free cash flow can constrain funding for investment, dividends, and debt reduction even when reported profits remain strong. Persistent weakness would reduce financial resilience and make earnings quality less dependable.

J Smart & Co (Contractors) (SMJ) vs. iShares MSCI United Kingdom ETF (EWC)

-20%-10%0%10%20%30%GB:SMJ-14.78%EWC+24.02%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
Market Cap
GBP 42.48M
Dividend Yield
2.95%
Average Volume (3M)
6,104
Price to Earnings (P/E)
8.4
Beta (1Y)
0.23
Revenue Growth
29.24%
EPS Growth
224.63%
Country
UK
Employees
142
Sector
Industrials
Sector Strength
63
Industry
Engineering & Construction

J Smart & Co (Contractors) Business Overview & Revenue Model

Company Description

J. Smart & Co. (Contractors) PLC, operating with its various subsidiaries, is a prominent developer, constructor, and contractor across the United Kingdom. Their extensive portfolio covers a broad spectrum of projects, ranging from essential public w...

J Smart & Co (Contractors) Financial Statement Overview

Summary

Financial performance is solid but uneven: revenue and net income show a constructive upward trend, supported by very low leverage and a strong equity base, yet EBIT is negative in the latest period and cash flow generation remains volatile and sometimes weak relative to accounting profits.

Income Statement

63Positive

Balance Sheet

82Very Positive

Cash Flow

48Neutral
Financial statement breakdown
BreakdownTTMJul 2025Jul 2024Jul 2023Jul 2022Jul 2021
Income Statement
Total Revenue29.00M23.24M22.02M12.97M9.60M12.31M
Gross Profit3.99M4.33M4.03M6.05M1.58M1.43M
EBITDA6.95M7.42M2.84M562.00K8.60M15.24M
Net Income5.11M5.11M1.67M200.00K6.62M10.97M
Balance Sheet
Total Assets152.08M158.34M146.50M147.93M146.46M133.39M
Cash, Cash Equivalents and Short-Term Investments17.77M25.82M12.98M18.70M31.84M19.40M
Total Debt6.21M11.05M5.64M10.70M11.26M11.79M
Total Liabilities22.40M27.73M20.18M22.46M21.78M20.01M
Stockholders Equity129.69M130.60M126.31M125.47M124.68M113.38M
Cash Flow
Free Cash Flow7.95M1.29M-3.83M-9.94M-6.59M-1.34M
Operating Cash Flow8.70M2.18M-510.00K-3.23M-4.04M896.00K
Investing Cash Flow-11.43M7.17M2.04M-6.68M20.12M-3.97M
Financing Cash Flow-1.64M-1.93M-2.19M-2.67M-3.11M-2.15M

J Smart & Co (Contractors) Technical Analysis

Technical Analysis SentimentNegative
Last Price114.00

Price Trends

50DMA114.02Negative
100DMA113.39Negative
200DMA116.40Negative

Market Momentum

MACD-1.17Positive
RSI36.98Neutral
STOCH38.89Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:SMJ, the sentiment is Negative. The current price of 114.00 is above the 20-day moving average (MA) of 113.12, below the 50-day MA of 114.02, and below the 200-day MA of 116.40, indicating a bearish trend. The MACD of -1.17 indicates Positive momentum. The RSI at 36.98 is Neutral, neither overbought nor oversold. The STOCH value of 38.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:SMJ.

J Smart & Co (Contractors) Peers Comparison

Overall Rating

UnderperformOutperform
Sector (63)

Financial Indicators

GB:SMJ against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
GB:SMJGB:SMJ68NeutralGBP 42.48M8.363.92%2.95%29.24%224.63%
Sector *63Neutral$10.79B15.437.44%2.01%2.89%-14.66%
GB:SFRGB:SFR58NeutralGBP 113.10M-3.32-22.06%―0.74%-158.37%
GB:BILNGB:BILN55NeutralGBP 53.00M24.894.31%2.67%11.26%-64.62%
GB:HERCGB:HERC53NeutralGBP 28.61M-42.77-5.56%―16.81%-146.63%
GB:NEXSGB:NEXS48NeutralGBP 8.04M-4.97-5.93%2.27%9.94%50.24%

* Industrials Sector Average

Performance Comparison

-25%0%25%50%GB:SMJGB:BILNGB:SFRGB:NEXSGB:HERCDec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
GB:SMJ and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
GB:SMJJ Smart & Co (Contractors)110.00-19.07-14.78%
GB:BILNBillington Holdings Plc412.50125.3643.66%
GB:SFRSeverfield Plc39.509.6032.11%
GB:NEXSNexus Infrastructure Plc88.00-44.35-33.51%
GB:HERCHercules Site Services Plc35.50-1.70-4.57%

J Smart & Co (Contractors) Corporate Events

Regulatory Filings and Compliance

J. Smart & Co. Confirms Share Capital and Voting Rights for FCA Transparency

Neutral
Aug 4, 2026

J. Smart & Co. (Contractors) PLC has confirmed that, as of 31 July 2026, its issued share capital comprises 38,707,931 ordinary shares, each carrying equal voting rights. The company also reported that it holds no shares in treasury at the date o...

Stock BuybackRegulatory Filings and Compliance

J. Smart & Co. Reduces Share Capital Through Buyback and Cancellation

Neutral
Jul 7, 2026

J. Smart & Co. (Contractors) PLC has executed a share buyback, purchasing 40,000 ordinary 2p shares on 6 July 2026 at 112.5p per share for immediate cancellation. This move marginally reduces the company’s share capital and may signal capit...

Regulatory Filings and Compliance

J. Smart & Co. Updates Share Capital and Voting Rights for FCA Disclosure

Neutral
Jul 1, 2026

J. Smart & Co. (Contractors) PLC has confirmed that as of 30 June 2026 its issued share capital comprises 38,747,931 ordinary shares, all carrying equal voting rights and with no shares held in treasury. This disclosure provides the official shar...

Stock BuybackRegulatory Filings and Compliance

J Smart & Co Executes Share Buyback and Updates Voting Rights

Neutral
Jun 30, 2026

J Smart & Co (Contractors) PLC has bought back 25,000 of its ordinary 2p shares at 113.25p each, and these shares have been cancelled immediately. This move reduces the company’s outstanding share capital and slightly consolidates existing...

Stock BuybackRegulatory Filings and Compliance

J. Smart & Co. Cancels 25,000 Shares in Capital Reduction Move

Positive
Jun 22, 2026

J. Smart & Co. (Contractors) PLC announced that it repurchased 25,000 of its ordinary 2p shares on 19 June 2026 at a price of 113.0p per share for immediate cancellation, reducing its share capital. This buyback leaves 38,772,931 ordinary shares...

Stock BuybackRegulatory Filings and Compliance

J. Smart & Co. Tightens Share Capital With Targeted Buyback

Positive
Jun 9, 2026

J. Smart & Co. (Contractors) PLC has carried out a further capital management move, buying back 25,000 of its ordinary 2p shares at 113.0p per share on 8 June 2026 for immediate cancellation. The transaction marginally reduces the company’s...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 25, 2026