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Fubon Financial Holding Co (FUISF) AI Stock Analysis

14 Followers
FUISF

Fubon Financial Holding Co

(Other OTC:FUISF)

Rating:―N/A
Action:N/A
Date:―

No summary available

Positive Factors
Diversified Financial PlatformThe broad product mix gives Fubon multiple sources of revenue across insurance, lending, wealth management, and capital markets. Serving retail, SME, and corporate customers also diversifies its customer base, supporting resilience and cross-selling potential over the next several quarters.
Negative Factors
Revenue VolatilityThe sharp annual revenue decline and wide swings in operating measures reduce confidence that reported earnings can be sustained consistently. Such variability makes planning and forecasting more difficult and may cause future profitability to remain sensitive to market and business-cycle conditions.

Fubon Financial Holding Co (FUISF) vs. SPDR S&P 500 ETF (SPY)

-10%-5%0%5%10%15%20%FUISF+13.19%SPY+13.89%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
Market Cap
$15.60B
Dividend Yield
11.69%
Average Volume (3M)
―
Price to Earnings (P/E)
13.7
Beta (1Y)
-0.00
Revenue Growth
15.59%
EPS Growth
45.13%
Country
US
Employees
42,363
Sector
General
Sector Strength
55
Industry
Insurance - Life

Fubon Financial Holding Co Business Overview & Revenue Model

Company Description

Fubon Financial Holding Co., Ltd., headquartered in Taipei, Taiwan, operates as a significant financial conglomerate, extending a comprehensive suite of financial services throughout Taiwan, across Asia, and into international markets. Its extensive...

Fubon Financial Holding Co Earnings Call Summary

Earnings Call Date:Nov 21, 2024(Q3-2024)|% Change Since:29.37%|Next Earnings Date:Nov 29, 2026
Earnings Call SentimentPositive

The earnings call presented a generally positive outlook with strong profit growth across multiple segments and successful investment returns. However, there were some challenges related to FX losses and increased hedge costs impacting recurring investment income.

Positive Updates

Strong Net Profit Growth
Net profit reached over TWD 120 billion with nearly 79% year-over-year growth.

Negative Updates

FX Losses in Q3
FX losses of 52 basis points due to the weakening of the dollar in Q3.

Company Guidance

During Fubon Financial's Q3 2024 earnings call, the company reported a robust net profit growth of nearly 79% year-over-year, reaching over TWD 120 billion for the first nine months. Key subsidiaries, including Fubon Life, Taipei Fubon Bank, Fubon Insurance, and Fubon Securities, demonstrated strong performance. Fubon Life achieved a net profit of TWD 77.9 billion, supported by strong investment results and underwriting premiums, while Taipei Fubon Bank's net profit exceeded TWD 20 billion, driven by a 9.6% increase in net interest income and a 40% rise in net fees. The bank's asset quality remained superior, with an NPL ratio of 0.1% and coverage over 1,000%. Meanwhile, Fubon Insurance and Fubon Securities reported net profits of over TWD 3.4 billion and TWD 8 billion, respectively. The company's ROA and ROE stood at 1.4% and 18%, and the book value per share was more than $61. Fubon Financial projected continued growth in VNB, hedging costs of 100 to 150 basis points for 2025, and loan growth in the high single digits for the upcoming year.

Fubon Financial Holding Co Peers Comparison

Overall Rating

UnderperformOutperform
Sector (55)

Financial Indicators

FUISF against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
TW:2884TW:288471OutperformTWD 843.64B19.67―2.97%36.49%29.38%
TW:2882TW:288268NeutralTWD 1.66T12.29―3.13%-15.82%65.25%
TW:2890TW:289066NeutralTWD 655.02B16.14―2.51%30.53%55.89%
TW:2885TW:288563NeutralTWD 987.14B17.49―2.41%77.76%64.03%
Sector *55Neutral$6.65B3.83-15.92%6.20%10.91%7.18%
TW:2883TW:288352NeutralTWD 609.39B11.44―2.83%31.98%143.59%

* General Sector Average

Performance Comparison

0%50%100%150%FUISFTW:2882TW:2883TW:2884TW:2885TW:2890Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
FUISF and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
FUISFFubon Financial Holding Co 1.140.1313.19%
TW:2882Cathay Financial Holdings Co., Ltd.112.0048.2875.76%
TW:2883KGI Financial Holding Co., Ltd.35.3519.89128.65%
TW:2884E.SUN Financial Holding Co., Ltd.47.2018.4264.00%
TW:2885Yuanta Financial Holding Co. Ltd.71.9039.12119.31%
TW:2890SinoPac Financial Holdings Co., Ltd.43.2517.8470.19%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.