Financiere Moncey (FMONC) AI Stock Analysis

3 Followers

Financiere Moncey

(Paris:FMONC)

Select Model

Rating:60Neutral

Price Target:EUR 128.00▲(18.52% Upside)

Action:reiterated

Date:08/10/26

The score is primarily supported by low financial risk and steady cash generation alongside a very strong balance sheet. Offsetting this, the technical picture is weak (below major moving averages with negative momentum), and valuation is pressured by an extremely high P/E despite a very high dividend yield.

Positive Factors

Very strong balance sheetA conservatively financed balance sheet with near-zero debt and a large equity base materially reduces financial risk and increases resilience to shocks. Over months this supports optionality for capex or payouts, lowers refinancing need and preserves solvency under stress.

Negative Factors

Uneven operating profitabilityMaterial swings in operating profit and intermittent negative EBIT reduce visibility into sustainable earnings power. This structural unevenness complicates forecasting, makes operational leverage uncertain, and raises the risk that reported profits may not persist absent clearer revenue consistency.

Financiere Moncey (FMONC) vs. iShares MSCI France ETF (EWQ)

Market Cap: EUR 1.98B
Dividend Yield: 13.22%
Average Volume (3M): 418
Price to Earnings (P/E): 435.5
Beta (1Y): 0.26
Revenue Growth: ―
EPS Growth: -43.76%
Country: France
Employees: 0
Sector: Financial
Sector Strength: 68
Industry: Financial - Conglomerates

Financiere Moncey Business Overview & Revenue Model

Company Description

Financière Moncey Société anonyme operates as a holding company that manages a portfolio of investments in France. Financière Moncey Société anonyme was founded in 1875 and is headquartered in Puteaux, France. Financière Moncey Société anonyme is a s...

How the Company Makes Money

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Financiere Moncey Financial Statement Overview

Summary

Strong, conservatively financed balance sheet (minimal leverage and large equity base) and consistently positive operating/free cash flow support a solid profile. The main constraint is uneven operating profitability and inconsistent revenue reporting, which reduces earnings visibility and keeps return generation moderate.

Income Statement

56Neutral

Balance Sheet

88Very Positive

Cash Flow

74Positive

Financial statement breakdown
Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2021
Income Statement
Total Revenue	0	2.17M	0	0	1.16M	0
Gross Profit	-416	1.29M	-587.00K	-578.00K	741.00K	-394.00K
EBITDA	4.30M	1.29M	0	0	0	0
Net Income	4.54M	4.70M	9.23M	13.46M	7.89M	9.50M
Balance Sheet
Total Assets	2.08B	1.94B	2.08B	1.82B	1.65B	1.71B
Cash, Cash Equivalents and Short-Term Investments	9.56M	5.58M	9.30M	6.04M	3.90M	3.00M
Total Debt	0	0	1,000	0	0	0
Total Liabilities	114.00K	158.00K	403.00K	121.00K	243.00K	119.00K
Stockholders Equity	2.08B	1.94B	2.08B	1.80B	1.63B	1.69B
Cash Flow
Free Cash Flow	3.81M	8.37M	8.26M	8.18M	4.43M	4.38M
Operating Cash Flow	3.81M	8.37M	8.26M	8.18M	4.43M	4.38M
Investing Cash Flow	-7.09M	-7.09M	0	0	70.00K	0
Financing Cash Flow	-2.47M	-5.00M	-4.97M	-5.13M	-4.18M	-5.28M

Financiere Moncey Technical Analysis

Technical Analysis SentimentNeutral

Last Price108.00

Price Trends

50DMA105.19Positive

100DMA108.42Negative

200DMA112.27Negative

Market Momentum

MACD1.03Negative

RSI52.53Neutral

STOCH50.00Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:FMONC, the sentiment is Neutral. The current price of 108.00 is above the 20-day moving average (MA) of 107.18, above the 50-day MA of 105.19, and below the 200-day MA of 112.27, indicating a neutral trend. The MACD of 1.03 indicates Negative momentum. The RSI at 52.53 is Neutral, neither overbought nor oversold. The STOCH value of 50.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FR:FMONC.

Financiere Moncey Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

FR:FMONC against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FR:ANTIN	78Outperform	EUR 1.41B	13.19	22.58%	8.10%	-11.54%	-17.83%
FR:MF	69Neutral	EUR 3.72B	-75.55	-2.62%	5.67%	-13.33%	6.71%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
FR:TKO	66Neutral	EUR 2.93B	12.51	7.44%	4.77%	32.01%	-23.67%
FR:PEUG	61Neutral	EUR 1.40B	5.88	6.13%	5.78%	-100.69%	497.20%
FR:FMONC	60Neutral	EUR 2.01B	435.48	―	13.22%	―	-43.76%
FR:RF	59Neutral	EUR 3.48B	-26.52	-1.65%	5.78%	18.08%	82.50%

* Financial Sector Average

Performance Comparison

FR:FMONC and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
FR:FMONC	Financiere Moncey	108.00	5.20	5.06%
FR:RF	Eurazeo SA	50.50	-0.52	-1.03%
FR:PEUG	Peugeot Invest SA	56.20	-10.39	-15.61%
FR:MF	Wendel SE	89.90	17.25	23.75%
FR:TKO	Tikehau Capital SCA	16.76	2.21	15.20%
FR:ANTIN	Antin Infrastructure Partners	7.78	-1.88	-19.50%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 10, 2026

Financiere Moncey AI Stock Analysis