Financiere Moncey (FMONC) AI Stock Analysis

3 Followers

Financiere Moncey

(Paris:FMONC)

Select Model

Rating:60Neutral

Price Target:EUR 128.00▲(18.52% Upside)

Action:reiterated

Date:08/10/26

Financiere Moncey's overall score is anchored by its pristine, zero-debt balance sheet and highly reliable free cash flow generation. However, significant risks limit the score, primarily an astronomical P/E ratio, severely low capital efficiency (ROE), and persistent bearish technical momentum indicating a broad downtrend.

Positive Factors

Very strong balance sheetA conservatively financed balance sheet with near-zero debt and a large equity base materially reduces financial risk and increases resilience to shocks. Over months this supports optionality for capex or payouts, lowers refinancing need and preserves solvency under stress.

Negative Factors

Uneven operating profitabilityMaterial swings in operating profit and intermittent negative EBIT reduce visibility into sustainable earnings power. This structural unevenness complicates forecasting, makes operational leverage uncertain, and raises the risk that reported profits may not persist absent clearer revenue consistency.

Financiere Moncey (FMONC) vs. iShares MSCI France ETF (EWQ)

Market Cap: EUR 2.01B
Dividend Yield: 13.22%
Average Volume (3M): 418
Price to Earnings (P/E): 435.5
Beta (1Y): 0.26
Revenue Growth: ―
EPS Growth: -43.76%
Country: France
Employees: 0
Sector: Financial
Sector Strength: 68
Industry: Financial - Conglomerates

Financiere Moncey Business Overview & Revenue Model

Company Description

Financière Moncey Société anonyme operates as a holding company that manages a portfolio of investments in France. Financière Moncey Société anonyme was founded in 1875 and is headquartered in Puteaux, France. Financière Moncey Société anonyme is a s...

How the Company Makes Money

null

Financiere Moncey Financial Statement Overview

Summary

The company maintains a fortress balance sheet with virtually zero debt and generates consistently growing free cash flow with zero capital expenditure drag. However, top-line operating revenues are highly volatile and capital efficiency is exceptionally poor, with an ROE of just 0.24%.

Income Statement

55Neutral

Balance Sheet

85Very Positive

Cash Flow

90Very Positive

Financial statement breakdown
Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2021
Income Statement
Total Revenue	0	2.17M	0	0	1.16M	0
Gross Profit	-416	1.29M	-587.00K	-578.00K	741.00K	-394.00K
EBITDA	4.30M	1.29M	0	0	0	0
Net Income	4.54M	4.70M	9.23M	13.46M	7.89M	9.50M
Balance Sheet
Total Assets	2.08B	1.94B	2.08B	1.82B	1.65B	1.71B
Cash, Cash Equivalents and Short-Term Investments	9.56M	5.58M	9.30M	6.04M	3.90M	3.00M
Total Debt	0	0	1,000	0	0	0
Total Liabilities	114.00K	158.00K	403.00K	121.00K	243.00K	119.00K
Stockholders Equity	2.08B	1.94B	2.08B	1.80B	1.63B	1.69B
Cash Flow
Free Cash Flow	3.81M	8.37M	8.26M	8.18M	4.43M	4.38M
Operating Cash Flow	3.81M	8.37M	8.26M	8.18M	4.43M	4.38M
Investing Cash Flow	-7.09M	-7.09M	0	0	70.00K	0
Financing Cash Flow	-2.47M	-5.00M	-4.97M	-5.13M	-4.18M	-5.28M

Financiere Moncey Technical Analysis

Technical Analysis SentimentNeutral

Last Price108.00

Price Trends

50DMA105.15Positive

100DMA108.50Negative

200DMA112.26Negative

Market Momentum

MACD1.14Negative

RSI52.53Neutral

STOCH58.63Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:FMONC, the sentiment is Neutral. The current price of 108.00 is above the 20-day moving average (MA) of 106.93, above the 50-day MA of 105.15, and below the 200-day MA of 112.26, indicating a neutral trend. The MACD of 1.14 indicates Negative momentum. The RSI at 52.53 is Neutral, neither overbought nor oversold. The STOCH value of 58.63 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FR:FMONC.

Financiere Moncey Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

FR:FMONC against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FR:ANTIN	78Outperform	EUR 1.35B	13.30	22.58%	8.03%	-11.54%	-17.83%
FR:MF	69Neutral	EUR 3.65B	-74.75	-2.62%	5.73%	-13.33%	6.71%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
FR:TKO	66Neutral	EUR 2.90B	12.66	7.44%	4.72%	32.01%	-23.67%
FR:PEUG	61Neutral	EUR 1.36B	5.90	6.13%	5.76%	-100.69%	497.20%
FR:FMONC	60Neutral	EUR 2.04B	435.48	―	13.22%	―	-43.76%
FR:RF	59Neutral	EUR 3.39B	-27.36	-1.65%	5.60%	18.08%	82.50%

* Financial Sector Average

Performance Comparison

FR:FMONC and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
FR:FMONC	Financiere Moncey	108.00	3.44	3.29%
FR:RF	Eurazeo SA	52.10	0.42	0.81%
FR:PEUG	Peugeot Invest SA	56.40	-11.24	-16.62%
FR:MF	Wendel SE	88.95	15.78	21.57%
FR:TKO	Tikehau Capital SCA	16.96	0.33	1.99%
FR:ANTIN	Antin Infrastructure Partners	7.85	-1.96	-19.96%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 10, 2026

Financiere Moncey AI Stock Analysis