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Hartford Insurance (CH:HFF)
:HFF

Hartford Insurance (HFF) Price & Analysis

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HFF Stock Chart & Stats

Currently, no data available
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Bulls Say, Bears Say

Bulls Say
Revenue And Profit GrowthSustained revenue expansion alongside sharply higher net income indicates improving earnings power across Hartford’s insurance platform. The stronger margin profile provides more capacity to absorb claims volatility, invest in operations, and support capital returns over the next several quarters.
Conservative Balance SheetLow and improving leverage, combined with a growing equity base and strong returns on capital, gives Hartford meaningful financial flexibility. This supports resilience through insurance cycles and preserves capacity for underwriting investment, shareholder distributions, and risk management.
Business Insurance StrengthGrowth paired with profitable underwriting, especially in small business, demonstrates that Hartford can expand volumes without sacrificing risk discipline. This segment performance supports durable franchise strength and can help offset pressure in more competitive personal and large-commercial markets.
Bears Say
Reserve Adverse DevelopmentAdverse reserve development in liability and commercial auto signals that prior underwriting assumptions are facing higher claim frequency or severity than expected. Continued reserve pressure could reduce earnings quality, constrain margins, and require additional capital against legacy exposures.
Personal Lines PressureShrinking personal-lines premiums and a higher expense ratio indicate weaker scale economics in an important business. Persistent competitive pressure, particularly in auto and direct distribution, could limit growth and make profitability more dependent on pricing or favorable claims experience.
Commercial CompetitionModerating renewal pricing and stronger competition can reduce Hartford’s ability to maintain rate adequacy as it pursues commercial growth. If pricing softens faster than loss costs, underwriting margins may compress and the company may need to accept slower premium growth.

Hartford Insurance News

HFF FAQ

What was Hartford Insurance’s price range in the past 12 months?
Currently, no data Available
What is Hartford Insurance’s market cap?
Hartford Insurance’s market cap is CHF29.64B.
    When is Hartford Insurance’s upcoming earnings report date?
    Hartford Insurance’s upcoming earnings report date is Oct 22, 2026 which is in 5 days.
      How were Hartford Insurance’s earnings last quarter?
      Hartford Insurance released its earnings results on Jul 23, 2026. The company reported CHF2.818 earnings per share for the quarter, beating the consensus estimate of CHF2.601 by CHF0.217.
        Is Hartford Insurance overvalued?
        According to Wall Street analysts Hartford Insurance’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
          Does Hartford Insurance pay dividends?
          Hartford Insurance does not currently pay dividends.
          What is Hartford Insurance’s EPS estimate?
          Hartford Insurance’s EPS estimate is 2.61.
            How many shares outstanding does Hartford Insurance have?
            Hartford Insurance has 270,872,000 shares outstanding.
              What happened to Hartford Insurance’s price movement after its last earnings report?
              Hartford Insurance reported an EPS of CHF2.818 in its last earnings report, beating expectations of CHF2.601. Following the earnings report the stock price went same N/A.
                Which hedge fund is a major shareholder of Hartford Insurance?
                Currently, no hedge funds are holding shares in CH:HFF
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  Hartford Insurance

                  The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

                  Hartford Insurance (HFF) Earnings & Revenues

                  HFF Company Deck

                  HFF Earnings Call

                  Q2 2026
                  0:00 / 0:00
                  Earnings Call Sentiment|Positive
                  The call presented a majority of positive operational and financial outcomes: strong core earnings ($945M), an attractive trailing ROE (18.7%), meaningful book value expansion, robust investment income growth (+22% YoY), a sizable $4.2B buyback authorization and clear execution in small commercial and employee benefits. Offsetting these positives were pockets of reserve adverse development (general liability and commercial auto), a notable decline in personal insurance written premiums (auto -10%), elevated disability loss ratios, and signs of increased competitive pressure in middle & large commercial lines that are tempering growth expectations. Management emphasized disciplined underwriting, targeted pricing, continued investments in AI and technology, and confidence in capital returns, while acknowledging near-term volatility in loss experience and expense pressure from tech investments.View all CH:HFF earnings summaries

                  HFF Revenue Breakdown

                  89.70%89.70%10.26%-0.35%0.39%
                  89.70% Earned premium and fee income from external customers
                  10.26% Net investment income
                  -0.35% Net realized gains (losses)
                  0.39% Other revenue
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                  HFF Stock 12 Month Forecast

                  Average Price Target

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