Pagaleve is a Brazilian fintech company specializing in Buy Now, Pay Later (BNPL) solutions, allowing consumers to pay for purchases in installments using Pix, a direct debit payments platform. Founded in 2021, Pagaleve targets the significant portion of Brazilians who lack credit cards or face low credit limits. The company offers a flagship Pay-in-four, interest-free option, and monthly installment plans, partnering with over 10,000 retailers and serving more than 5 million users. Pagaleve's proprietary AI-native risk and transaction-security platform ensures a high approval rate and low delinquency, positioning it as a leader in Brazil's BNPL market.