Citizens Elects Michael Harwood to Board of Directors

Citizens ( (CIA) ) has issued an update.

On November 6, 2025, Citizens, Inc. announced the election of Michael Harwood, a seasoned life insurance actuarial professional, to its Board of Directors. Harwood’s extensive experience in the insurance industry is expected to provide valuable oversight as the company continues its global expansion. In its third-quarter 2025 financial results, Citizens reported a record number of agents and the highest-ever total direct insurance in force of $5.38 billion. The company achieved total revenues of $62.8 million, a slight increase from the previous year, and adjusted net income of $3.4 million, marking a 70% increase from the prior year. Citizens’ strategic initiatives focus on sustainable growth and capital management, positioning the company for long-term value creation for customers and shareholders.

The most recent analyst rating on (CIA) stock is a Hold with a $6.00 price target. To see the full list of analyst forecasts on Citizens stock, see the CIA Stock Forecast page.

Spark’s Take on CIA Stock

According to Spark, TipRanks’ AI Analyst, CIA is a Neutral.

The stock’s overall score is driven by strong technical momentum and a solid financial position with no debt. However, the high P/E ratio and declining profitability metrics are concerns. The absence of a dividend yield further impacts its valuation attractiveness.

To see Spark’s full report on CIA stock, click here.

More about Citizens

Citizens, Inc. is a leading diversified financial services company specializing in life, living benefits, and final expense insurance. The company focuses on expanding its product offerings and distribution channels globally, aiming to accelerate growth in premiums, earnings, and book value per share.

Average Trading Volume: 139,375

Technical Sentiment Signal: Buy

Current Market Cap: $304.5M

See more data about CIA stock on TipRanks’ Stock Analysis page.